Wednesday, November 27, 2019

The Ratio Of Elderly To Working-age Adults Is More Than A Number. It I

The ratio of elderly to working-age adults is more than a number. It is also the fuel for political debate over federal entitlement programs for the elderly and a key to understanding consumer demand in any market. Nationally, the ratio will begin to grow rapidly when the oldest baby boomers reach age 65 in 2010, and this has dire implications for Social Security. But the boomers' retirement won't turn every city into Sun City. Aging will be dramatic in places with few children, but some of today's retirement zones will get younger. Aspen, CO (Pitkin County, 1996 population 14,160) has only 6 elderly residents per 100 workers, compared with a national average of 27 per 100. This ultra-affluent resort also has just 22 children per 100 workers, compared with a national average of 47 per 100. If Aspen's boomers stay in town, the county's lack of children could cause its old-age dependency ratio to increase more than fivefold by 2020. Nationally, the ratio is projected to increase about 42 percent, according to Woods & Poole Economics. Military bases also have relatively few elderly residents. The lowest elderly-to-worker ratio in the country is in Fort Benning, GA (Chattahoochee County, pop. 15,600), with just 3 elderly per 100 workers. While that ratio could reach 12 per 100 in 2020, Fort Benning will still seem young compared with a projected national ratio of 37 per 100. In many Florida retirement counties, today's elderly-to-worker ratio exceeds the projected national ratio for 2020. The oldest county is Highlands, FL (pop. 74,850), with 73 retirees per 100 workers in 1996. And if northern snowbirds keep flocking to the wide-open palmetto prairies of Flagler County (pop. 40,480), the ratio could increase from 51 per 100 now to 117 per 100 in 2020. But most of Florida's major metros won't see such dramatic change. And in a few places, such as Fort Lauderdale (Broward County, pop. 1,441,780), workers may gain ground as young Hispanics and other migrants overwhelm a fixed population of retirees. The population in more than 150 counties could get younger as America ages. This isn't always good economic news: the Great Plains has been losing workers for decades, and counties like Osborne, KS (pop. 4,600) are dominated by elderly natives who are "aging in place." As this generation passes away, places like Osborne could become younger, smaller, and poorer. There are rural counties with lots of children, such as Mormon-dominated Beaver County, UT (pop. 5,210). And suburban behemoths like Riverside County, CA (pop. 1,406,440) will stay young if they remain attractive to working families. The ratio of elderly to working-age adults is a crude measure of economic dependency, because some people work past age 65 while others aged 18 to 64 are not in the labor force. An increase in this ratio won't necessarily bring economic ruin, either. Social Security could be saved by a combination of political reform, boomers delaying their retirement, and a rapid increase in the economic output of workers. Children will also consume less of society's resources, because the ratio of children to working-age adults is projected to decline 11 percent between 1996 and 2020. What is certain for many markets is a massive shift in focus toward the concerns of aging. To see the future of Colorado, look at Florida. As boomers age, the diversity of this large group grows increasingly clear. "People talk about the 78 million boomers as though somehow they came out of the chute at the same time," says David B. Wolfe, an author and consultant based in Reston, Virginia. The boomer term is "mostly meaningless," he adds. Deciphering the factors that determine boomer behavior can help businesses predict what this group will want and need in the future. This year, the nation's 78 million boomers are aged 31 to 49. As a result, they are much more likely than either younger or older adults to have dependent children at home. Despite delayed marriage and high divorce rates, boomers these days are most likely to be part of a married-couple family. Even among the youngest boomers, nearly two-thirds are currently married. Sixty-two percent of adults aged 30 to 44 have children under age 18 at home, compared with 37 percent of those

Saturday, November 23, 2019

Definition and Examples of Correlative Conjunctions

Definition and Examples of Correlative Conjunctions In English grammar, correlative conjunction is a phrase that joins together two other  words, phrases, or clauses. These conjunctive pairs, as they are sometimes known, are used commonly in everyday communication.   How to Recognize Them The elements connected by correlative conjunctions are usually parallel  or similar in length and grammatical form. Each element is called a conjoin. An easy way to spot them in a sentence is to remember that they always travel in pairs. Conjoins must also match: nouns with nounspronouns with pronounsadjectives with adjectives These are the primary correlative conjunctions in English: both . . . andeither . . . orneither . . . nornot . . . butnot only . . . but also Other pairs that sometimes have a coordinating function include the following: as . . . asjust as . . . sothe more . . . the lessthe more . . . the moreno sooner . . . thanso . . . aswhether . . . or Used properly in a sentence, correlative conjunctions (shown in italics) look like this: I like  not only  to be loved  but also  to be told that I am loved.I have  neither  been there nor  done  thatIn the end, we will remember  not  the words of our enemies  but  the silence of our friends. All of these sentences can be broken into two separate sentences, and their overall meanings will not change. Correlative conjunctions allow you to compare and contrast, giving your language additional context. Proper Parallel Structure There are a number of grammatical rules governing how to use correlative conjunctions properly.  One common mistake that English students make is not pairing the proper preposition by using a conjunction. For example: Incorrect: The cabinet was designed not only for storing linens but also protecting wool clothing.Correct:  The  cabinet was designed not only for storing linens but also for protecting wool clothing. This rule extends to pronouns and antecedents as well. When joining two subjects (the antecedents), any pronoun that follows must agree with the closest antecedent. Look at this example: Incorrect: Neither your mother nor her sisters are planning to donate her portion of the estate to charity.Correct:  Neither your mother nor her sisters are planning to donate their portion of the estate to charity.Incorrect: Either the twins or Bobby will say they cant go.Correct:  Either  the twins or Bobby will say he cant go. Another thing to remember is that correlative conjunctions can only join two other words. Joining three words looks awkward and is grammatically incorrect. For instance: Incorrect: Either lead, or follow, or get out of the way.Correct: Either lead, follow, or get out of the way. Sources Mikoluk, Kasia. Correlative Conjunction: Basic Grammar Rules Explained. Udemy.com. 15 May 2014.Sherlock, Karl. Correlative Conjunctions. Grossmont.edu. 9 February 2015.Write.com staff. Correlative Conjunctions: What Are They? Write.com. Accessed 21 March 2018.

Thursday, November 21, 2019

Assignment Questions Essay Example | Topics and Well Written Essays - 250 words

Assignment Questions - Essay Example s internet marketing, owing to the fact that it is rapidly increasing in popularity in the contemporary business environment and may attract a substantial number of clients. Planning: Identification of resources needed to market the bicycle; identification of target markets for the bicycle; identification of marketing channels i.e. e-marketing and assessing marketing condition i.e. market prices, competitors among others. Implementation: This stage would involve exposing the products to the identified marketing channels; exposing the bicycles to the identified target market and offering them at standard market price that benefits that company and affordable to clients Evaluation: This would involve assessing efficacy of the marketing procedures that have been put in place i.e. Are clients satisfied with the company’s e-marketing procedures? Are the prices offered cost-effective? The factors that would be considered when considering the product failure are: Competition from new and emerging alternative products; prices; efficacy of the product in satisfying customers’ needs and marketing strategies as well as clients’ perception on the product. Improve operational efficiency of the product, especially after reviewing customers’ complaints; in addition, the market price of the product would be adjusted accordingly. After an analysis of the marketing strategy, possible improvements would be made. Consequently, research would be performed on the market trends to determine new and emerging alternative products and identify how our product can be improved to meet market standards. Yes. To be a good innovator, one must be willing to accept failure; this ensures that one creates a chance for undertaking research to identify causes of improvements, thus making necessary